Financing / Pre-Approvals

Chad G. Bowers, Meridian Bank

The mortgage industry has changed over the years. It is critical to position yourself with a Mortgage Specialist and lender who will take the time to listen to you, ask the right questions and give you the best direction based on the answers you have given. With over 17 years’ experience in the mortgage industry, I pride myself on my ability to represent your specific personal financial situation to the underwriting department. Whether you are purchasing your first home, buying a second home or just looking to lower your monthly payment, I will work hard to provide the best financing suited for your individual needs and circumstances.

Lending Specialties

Meridian Bank offers some of the top mortgage products available in the market today. With low down payments, low interest rates, and reduced closing costs, our loan programs can help improve your financial situation. Some of our most popular products include:

      • Fixed rate mortgages: 30, 20, 15 & 10 year terms available
      • Non-QM Portfolio Loans
      • 2nd Mortgages, Fixed or HELOC
      • Doctor Loan to 100% LTV – 5/1 & 7/1 ARM Only
      • Bridge Loans
      • Adjustable rate loans: 7/1 & 5/1
      • Jumbo loans: Borrow up to 95% LTV
      • FHA loans: Provide more flexibility in credit, income and equity/down payment requirements
      • VA loans: Mortgages for Veterans and Active Military
      • Renovation loans: Facilitate home improvements
      • Real Estate investor loans: Flexible financing to refinance or purchase investment properties

Meridian Bank is a Local Bank/Direct Lender and is registered or exempt from state licensing in the states it originates mortgage loans. This is not a commitment to lend.  All loans must met final underwriting approvals which includes but is not limited to, review and acceptance of a complete property appraisal, final credit approval, clear property title, final review of employment, and final review of income & asset documentation. NMLS #462854

mortgage-center-logo

Chad G. Bowers, CMPS
Branch Manager/Certified Mortgage Planning Specialist
302-477-9449 (Office)
888-408-0828 (Fax)
302-650-2133 (Cell)
cbowers@meridianmortgage.com
NMLS#: 147895

Ryan Mattei

Senior Mortgage Consultant/Loan Assistant

(302)-254-0015 (Phone)

(302)-504-5909 (Fax)

(610)-715-1653 (Cell)

rmattei@meridianmortgage.com

NMLS#: 318267